Self Certification Mortgages - Self-certified mortgages - any situation considered including bad credit. Apply today and we will search over 100 mortgages for the right deal for you. Has your bank said no? No Accounts? Don't worry, as we are National brokers, we can help with self certification commercial morgages. If you have no proof of income, are a new business start up, have defaults, a ccj commercial mortgage problem or adverse credit re-mortgage need, we can help with your UK self certification commercial mortgage.
Commercial Self Certification Mortgages. Has your bank said no?
We might be to help if ....
* your accounts do not really reflect your up-to-date property portfolio
* you can’t provide two or three years accounts
* your accounts are constructed to minimise tax payable by showing the least amount of taxable net profit
* you are unable to provide evidence of potential property values over a one or two-year period
* it’s hard to prove your income and your income is variable
We specialise in helping with problem or difficult cases. i.e. borrowers and companies who may not be acceptable to high street lenders due to past credit problems or the project does not meet the banks criteria. Fast mortgages - highly competitive rates on mortgages and re-mortgages for self-cert and self-employed. Good or poor credit history - complete one easy form to apply to the UK's top lenders.
Some self certification mortgages are better than others, and, if cash flow is a problem, it's worth checking out those that offer payment holidays and the facility to pay more when you can. It may well be worth speaking to a mortgage broker, as they can explain any intricacies, but be sure it is a reputable firm that are Authorised and regulated by the Finacial Services Authority. Whereas standard mortgages typically offer a 95% loan to value, self certification mortgages almost always require a higher deposit: a loan-to value of 90% and, more commonly, 75% is usually offered.
Adverse Credit? CCJs, mortgage arrears, self-certified income or adverse credit? Contact us the mortgage and remortgage specialists.
We are experts in arranging mortgages, second mortgages and re-mortgages for people who have trouble obtaining credit. i.e. CCJ's, mortgage arrears, defaults, ex bankrupts, IVA's, no credit history. Self-certification for self employed. Whatever the problem we can usually help. If you would like an online mortgage quote or you would like to speak to a mortgage advisor, phone us on Tel. 01254 248156, our lines are open 9am - 7pm Monday to Thursday and 9am - 5pm Friday - SELF CERTIFICATION MORTGAGES - to view self certification mortgage rates
As National UK mortgage brokers we can help with enquiries from England, Scotland, Wales and Northern Ireland. We advise on commercial mortgages, including buy to let and other products and services that may not be regulated and because they are outside The Financial Services and Markets Act 2000, there may be no compensation scheme for such products and services.
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